1. General Information
This Cookie Policy explains how cookies and similar technologies may be used when the website is accessed. The website provides informational content related to the structure of family finances and the description of everyday household expenses. Cookies are used only for technical, functional, and statistical purposes necessary for the operation of the site.
Use of cookies is performed in accordance with the Personal Data Protection Act 2012 (PDPA), the Spam Control Act 2007, and the Electronic Transactions Act 2010 of Singapore. Cookies are not used for advertising, profiling, or personalised marketing.
Access to the website is possible without accepting optional cookies, except for cookies required for basic technical operation.
2. What Are Cookies
Cookies are small text files stored on a user’s device when a website is opened.
They allow the website to remember certain technical information during a visit.
Cookies do not normally contain information that directly identifies a person.
However, in some cases, cookies may be connected with technical data that can be considered personal data under applicable law.
Cookies may be stored for the duration of the session or for a limited period of time after the visit.
3. Types of Cookies Used
The website may use the following types of cookies:
Necessary cookies
These cookies are required for the basic operation of the website. They allow pages to load correctly and maintain technical stability.
Functional cookies
These cookies remember technical settings such as language or display preferences. They help the website operate consistently during the visit.
Analytics cookies
These cookies collect general statistical information about how the website is used. The data is used only to understand overall traffic and does not identify individual users.
The website does not use cookies for advertising networks, behavioural tracking, or personalised content.
4. Purpose of Using Cookies
Cookies may be used for the following purposes:
- Maintaining technical operation of the website
- Ensuring secure access to pages
- Recording general usage statistics
- Remembering basic settings during the visit
Cookies are not used to create personal profiles. Cookies are not used to analyse interaction with video advertising. The website does not use personalised advertising technologies.
5. Storage Duration
Some cookies are stored only during the active session and are removed after the browser is closed.
Other cookies may remain on the device for a limited period to maintain technical settings or collect anonymous statistics. The storage period depends on the type of cookie and the technical function it performs. Cookies are not stored longer than necessary for the purposes described in this policy.
6. Managing Cookies
Most web browsers allow users to control cookie settings. Cookies can usually be blocked, deleted, or limited through browser preferences. If cookies are disabled, some technical parts of the website may not function as expected, but the main informational content will remain accessible.
Information about managing cookies can be found in the help section of the browser being used.
7. Cookies and Personal Data
In some situations, cookies may be linked with technical data such as IP address or device information.
When such data is considered personal data, it is processed in accordance with the Privacy Policy and the Personal Data Protection Act 2012 (PDPA).
The website applies the principles of transparency, purpose limitation, and data minimisation when cookies are used. Data collected through cookies is used only for the purposes described in this policy and is not shared for marketing activities.
8. Third-Party Services
The website may use technical service providers for hosting, analytics, or security functions.
These providers may place cookies necessary for technical operation.
Such providers are allowed to process data only for the purposes required to operate the website.
They are not permitted to use the information for independent advertising or profiling.
When data is processed outside Singapore, reasonable steps are taken to ensure a level of protection comparable to the requirements of the Personal Data Protection Act 2012 (PDPA).
9. Changes to This Cookie Policy
This Cookie Policy may be updated when technical settings of the website change or when required by applicable law. The updated version will be published on this page with the revised date. Continued use of the website after changes means that the updated policy applies.
For more information, please use the contact details provided above.
